01Article · Labiaplasty payment
Paying for labiaplasty:
what to check first.
RevAesthetic does not offer payment plans, does not arrange or recommend any finance provider, and receives no commissions. This article explains how the surgical fee is paid, what is not on offer, and the questions worth answering before you sign any finance contract.
02In short
The surgical fee is paid in full before the operation. RevAesthetic does not offer payment plans and does not arrange or recommend finance. If you are thinking about borrowing, read the full lender terms, not the headline monthly figure.
03Who this article is for
Patients comparing —
access, not just price.
Most of the patients who ask about payment options at their first consultation are not looking to defer the decision indefinitely — they are looking to understand whether the procedure is accessible on their current timeline, or whether it needs to wait twelve months. Both are reasonable conversations. We would rather you have an honest answer at the first consultation than discover an unexpected constraint at the second.
For the broader clinical overview, see the labiaplasty pillar page, the cost-focused companion piece what the labiaplasty price actually covers, and the SAP labiaplasty technique article at labiaplasty in Melbourne — beyond labia reduction. Each intimate procedure we offer is listed on our intimate procedures page.
04How the fee is paid
Paid in full,
before the operation.
The surgical fee is paid in full by you before the operation. RevAesthetic does not offer payment plans, does not arrange or recommend any finance provider, and receives no commissions. If you choose to borrow, through your own bank or another lender, that decision sits between you and the lender, and the questions further down this page are worth answering first.
05What is not on offer
Things we sometimes —
get asked for.
Worth knowing upfront. These come up at almost every consultation and the honest answer is the same each time.
- 01A RevAesthetic payment plan. We do not offer instalments, deferred payment or interest-free finance.
- 02Buy-now-pay-later. We do not accept Afterpay, Zip, Klarna or similar products.
- 03A discount for paying in cash, paying upfront, or paying within a particular window — pricing is the same regardless of payment timing.
- 04Same-day finance approval at the consultation — any external finance product is arranged on your own timeline, between you and the lender, in line with their own credit assessment.
06Before you sign a finance contract
Five questions —
worth answering first.
If you are considering a third-party finance product, these are the questions worth answering before signing — not after. They are general consumer-credit questions, not clinical ones, but they materially affect the real cost.
- 01The total amount you will repay over the life of the agreement — not just the monthly figure quoted in marketing material.
- 02The annual percentage rate (APR), any establishment fee, and any monthly account-keeping fee — all of which sit on top of the headline number.
- 03What happens if you need to cancel or reschedule the operation after the funds have been drawn down to our practice account.
- 04What happens if your circumstances change and you need to pause or restructure the repayments — and whether default fees apply.
- 05Whether the lender requires a guarantor, and what their obligations are if you cannot meet a repayment.
ASIC's Moneysmart website publishes free guidance on comparing consumer credit products in Australia. AFCA is the external complaints scheme if a lender does not resolve a dispute internally.
07Superannuation early release
Not a way to pay
for cosmetic surgery.
Early release of superannuation on compassionate grounds is decided by the Australian Taxation Office under its published criteria, which cover medical treatment for specific conditions. RevAesthetic does not arrange super release and does not suggest it as a way to pay for cosmetic surgery.
The criteria are on the ATO website.
08The clinical steps do not change
Regardless of —
how you pay.
Labiaplasty is a cosmetic surgical procedure under the framework introduced by the Medical Board of Australia in July 2023. That framework applies regardless of how the procedure is paid for. You will need a referral from your usual GP independent of our practice, at least two consultations with at least one face-to-face, a psychological screening using a validated tool, and a cooling-off period of at least seven days after the second consultation and signed consent, before surgery can be booked.
The full guideline document is published by the Medical Board of Australia and the AHPRA register lets you verify the credentials of any operating doctor in Australia. None of these steps are negotiable, and none of them are sped up by a particular payment arrangement.
09How payment timing usually works
The quote,
then the balance.
A typical timeline looks like this. You attend your first consultation. If you wish to proceed, you book a second consultation at least seven days later. At the end of the second consultation, Cate gives you a written, itemised quote to take home. After you sign consent, a cooling-off period of at least seven days applies before surgery can be booked. The balance of the surgical fee is generally due one to two weeks before the operation. The anaesthetist's fee is typically billed separately by the anaesthetist's practice on its own timeline.
If you borrow to pay, confirm with the lender when the funds will reach the practice. If that date falls after the balance is due, the operation cannot be confirmed on the day you had hoped for.
10Where consultations happen
Three states —
one accredited hospital.
Dr Nara consults at Chadstone in Melbourne (Victoria), Cooee in Tasmania, and Kent Town in South Australia. The labiaplasty itself takes place at our accredited Melbourne hospital. The written quote is the same across all three consulting locations because the surgical inputs do not change.
For interstate patients, accommodation planning around the discharge window forms part of the consultation. More on each location is on the Melbourne, Tasmania and Adelaide pages.
11Frequently asked questions
Questions patients —
actually ask.
Why does RevAesthetic not offer payment plans?
Running consumer credit responsibly needs a separate regulatory licence and ongoing compliance work that sits outside the scope of a cosmetic medical practice. Your suitability for surgery is a clinical conversation, and we keep it separate from how you pay.
Do you receive a commission from finance providers?
No. We do not have a commercial referral arrangement with any finance provider, and we do not arrange or recommend one.
What does a typical labiaplasty quote in Melbourne actually cover?
The published price range for labiaplasty in Australia varies considerably and the figure you are quoted at consultation should always be itemised. A complete written quote generally includes the doctor's fee, the anaesthetist's fee, the theatre and facility fee, an assistant fee where applicable, consumables and dressings, and the standard follow-up review window. The companion article on what the labiaplasty price actually covers walks through each line item.
Can I use Medicare or private health insurance to reduce the figure?
Dr Nara is a cosmetic doctor — Medicare rebates and private health insurance do not apply to elective cosmetic labiaplasty. The Medicare Benefits Schedule does include a narrow item-number pathway for labiaplasty performed for documented symptomatic reasons, which is assessed independently by your usual GP, not by us. The companion article on labiaplasty and Medicare goes into the detail.
Can my partner or family member pay on my behalf?
Yes. Payment can be made by a third party where you have consented to that arrangement, and we ask for that consent in writing. Clinical communication — confirmations, recall reminders, post-operative instructions — still goes to you as the patient, in line with normal medical confidentiality.
12How to begin
Next steps —
if you are considering.
The first step is a referral from your usual GP, followed by an in-person consultation with Dr Nara. Take your time, ask questions, and seek a second opinion before you commit to anything. The written, itemised quote is provided at the end of the second consultation by Cate. There is no same-day pressure.
You can begin a confidential enquiry at any time. RevAesthetic is located at Chadstone Shopping Centre, G 120A / 1341 Dandenong Rd, Chadstone VIC 3148, with alternate consultation locations in Cooee (Tasmania) and Kent Town (South Australia).
13About the practitioner
Dr Kishen
Nara.
Dr Kishen Nara is a registered medical practitioner. He sees patients across Melbourne, Tasmania and Adelaide. The team at RevAesthetic includes practice manager Cate, Patient Liaison Jenny, and registered nurses, all involved in supporting your enquiry.
- MBBSBachelor of Medicine, Bachelor of Surgery — Monash University
- FACCSM(Surg)Surgical Fellow, Australasian College of Cosmetic Surgery and Medicine
- AHPRARegistered medical practitioner — General Registration MED0001201549
14Continue reading
More from
the journal.
- 2026 What our before-and-after labiaplasty results show — and what they do not
An honest plain-language guide to reading a labiaplasty gallery. The anatomical variation, healing timeframes, photographic limits, and what to ask at consultation that a still image cannot answer. - 2026 Medicare and labiaplasty — when (and why) it does not apply
An honest plain-language guide to Medicare and labiaplasty in Australia. Why elective cosmetic labiaplasty is not rebated, the narrow symptomatic pathway that may attract a Medicare item, and how that assessment actually works. - 2026 Labiaplasty in Melbourne — what the price actually covers
A plain-language breakdown of what a labiaplasty quote in Melbourne actually includes — surgical fee, anaesthetic, theatre, follow-up — and why a low quote is usually a warning sign rather than a saving.
Disclaimer: All cosmetic procedures have inherent potential risks and complications. We encourage you to seek a second opinion from a qualified medical professional before any procedure. Material on this page is educational in nature and is not generalisable — outcomes vary significantly between patients depending on genetic composition, medical history and individual circumstances. Dr Kishen Nara — MBBS, FACCSM(Surg), AHPRA Registration MED0001201549. General Registration.